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BUYBLOC Guides
388 guides. Locality guides from Kokapet to Uppal, home loans and stamp duty, title and RERA checks, construction quality, and life after possession — associations, tenants and resale. Filed by where you are in the process.
The word mortgage derives from Old French for "death pledge". An overview of the term's origin and how modern amortisation differs.
In the early years of a home loan, most of each instalment is interest. An explanation of the mechanism and what it implies for prepayment.
An overview of the most commonly described prepayment habit — a single additional instalment annually, applied to principal.
Credit records influence both approval and the rate offered. An overview of how lenders use them and the typical repair timeline.
Adding a co-applicant raises eligibility and creates joint liability. An overview of how ownership, repayment and exit interact.
A pre-approval signals that a buyer can close. An overview of what it involves and how it affects a purchase conversation.
A tripartite agreement binds buyer, developer and lender before a completed property exists to mortgage. An overview of its function.
Construction-linked, down payment and subvention plans distribute delay risk differently. An overview of each structure.
Pre-launch pricing precedes approvals and registration. An overview of what the stage involves and what the discount is understood to price.
Lender eligibility and household affordability are not the same figure. An overview of the commonly cited cap and its rationale.
Entry and exit costs in property are large and front-loaded, which is why short holding periods are analysed differently.
An overview of how developer cost sheets are broken down, and which line items vary between buyers.
Registered projects file inventory, timelines and progress data with the state authority. An overview of what those filings contain.
Sales targets follow reporting calendars. An overview of when developer flexibility is commonly observed and why.
An overview of the disclosure, escrow and adjudication features of real estate regulation, and what falls outside them.
The OC certifies a building as legally fit for occupation. An overview of what it covers and the consequences commonly reported without it.
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